Short-term property finance
Bridging finance Solutions for UK Property Investors
Secure fast, flexible funding when timing matters most. Whether you’re purchasing property, funding renovations, breaking a chain, or waiting for a sale to complete, TRK Finance Bridging Finance provides quick access to capital with a clear repayment strategy.
Loans from £150k to £1m
Save up to 65% vs. secured loans*
Funded in as little as 24-48 hours
Cash flow-friendly repayments
£800M+
Funded to UK SMEs
95%
Approval rate
Up to £1M
Available Loan Size
24 hrs
Typical funding time
Overview
What is a bridging finance loan?
A Bridging Loan is a short-term funding solution designed to bridge the gap between an immediate financial need and a future source of funds. It is commonly used for property purchases, auctions, refurbishments, chain breaks, and business investments where speed is essential.
Bridging Finance provides fast access to capital, helping borrowers complete opportunities quickly while waiting for a property sale, refinance, or other planned exit strategy.
Eligibility
Bridging finance made simple.
To qualify for Bridging Finance through TRK Finance, you’ll typically need:
An Active UK Business
Available to Limited Companies, Sole Traders and LLPs.
Property Security
Residential, commercial or mixed-use property accepted.
A Clear Exit Strategy
Sale, refinance, or another suitable repayment plan.
How it works
From application to completion , fast.
Application
Apply online in under 5 minutes. We’ll need the property, the purpose and your exit.
Assessment
Our specialists assess the deal quickly, with no initial credit check.
Funding
On approval, drawn funds can land in your account in as little as 24-48 hours.
Use cases
When Bridging Finance Makes the Difference
Auction Purchases
Complete property purchases within strict auction deadlines.
Chain Breaks
Secure your property transaction without delays.
Light refurbishment
Fund improvements before refinancing or resale.
Business Expansion
Unlock capital to support growth and new opportunities.
Why Aldgate Capital
The UK's most open-minded SME bridging lender.
Get funds and move on
Application and approval streamlined so you can focus on running the business.
Fast and friendly
Approved within 24 hours, funded in as little as 24-48 hours.
High approval rates
We assess the deal, the security and the exit, not just the score.
No credit checks to apply
A conditional offer without a hard footprint on your file.
Cash flow-friendly repayments
Interest-roll-up and serviced options to suit your project.
Early payment discounts
Exit early, save more. No early settlement penalties.
Trusted by UK SMEs
The lender business owners
actually recommend.
Frequently Asked Questions
Get answers to common questions about our loan process
Bridging finance is a short-term loan, usually secured against UK property, designed to 'bridge' a temporary funding gap. It's used when speed matters more than time, typically while you wait for a sale to complete, a refinance to land or another inflow of cash to arrive.
TRK Finance provides bridging loans from £150,000 to £1,000,000. Loan size depends on the value of the property offered as security, the loan-to-value, and the strength of your exit strategy.
Once approved, funds can typically be released in as little as 24-48 hours, subject to valuation and legal work. Auction-deadline cases are our bread and butter.
Your exit is how you'll repay the bridge, usually the sale of a property, a refinance onto a long-term mortgage, or a known inflow of capital. A clear, credible exit is the single most important factor in any bridging decision.
We typically take a first or second legal charge over UK residential, commercial or mixed-use property owned by you or your business. We'll talk you through what's possible during application.
Yes. Bridging is asset-led, so we focus on the property and your exit. Adverse credit, missed payments and existing borrowing can usually be considered.
Apply in 5 minutes
Bridge the gap, today.
Apply for bridging finance in under 5 minutes. Decisions in 24 hours, funded in as little as 24-48.