Our Process

Simplifying Finance, Step by Step

At TRK Finance, we make accessing funds effortless with a streamlined and transparent process tailored for you. From short-term cash flow solutions to long-term business Finance, we’ve got you covered.

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How It Works

Initial Consultation

Discuss your financial goals with our experts and receive personalized recommendations tailored to your needs.

Submit Your Application

Complete the necessary paperwork quickly and securely, guided by our team every step of the way.

Risk Assessment and Approval

We evaluate your application promptly, ensuring a fair and transparent decision-making process.

Agreement and Signing

Review and sign a clear, customized agreement. Choose digital or in-person options for your convenience.

Funds Disbursement

Once formalities are completed, your funds are transferred swiftly to your account.

How to access funds

  1. Submit enquiry via your Relationship Manager or direct to info@trkfinance.uk.
  2. Decision in Principle – we will issue a Decision in Principle which will include the information we require to underwrite the loan.
  3. Application Submission – we will underwrite the loan and confirm the terms.
  4. Formal Offer
  5. Valuation & Legal Teams instructed
  6. Completion

Standard underwriting documents

  • 3 Months personal bank statements
  • 3 Months business bank statements (if applicable)
  • Evidence of income (if loan is being serviced)
  • Application form
  • Statement of assets, liabilities, income & expenditure (SALIE)
  • Property portfolio schedule
  • Proof of residency
  • Proof of ID

26 years of working experience

Why TRK Finance?

Why Choose Us?

Choosing the right finance partner makes all the difference. At TRK Finance, we prioritize efficiency, transparency, and trust to help you achieve your financial goals. Here’s why thousands of customers choose us every day:

  • 99.9% Approval Success Rate: Your chances of securing funding are almost guaranteed.
  • Flexible Terms: Tailored repayment options designed to fit your needs.
  • Quick Fund Release: Fast disbursement so you can focus on what matters.
  • Trusted by Thousands: A proven track record of delivering reliable financial solutions.
  • Expert Advisors: Dedicated professionals guiding you through every step.

Customers Testimonials

Customers Testimonials

Sophia M
Marketing Agency Owner

We used TRK Finance to fund our business expansion. Their process was smooth, and their terms were better than anything else we’d been offered

Christopher G.
Seasonal Business Owner

Their seasonal repayment option was perfect for my business, which experiences fluctuating cash flows. It’s rare to find a lender who truly understands your industry.

Daniel T
Software Developer

I’ve worked with other lenders before, but none matched TRK Finance’s level of customer service and commitment to my success."

Michael D
Equipment Supplier

We financed a significant equipment purchase through TRK Finance. Their solutions helped preserve our working capital, and we appreciated the flexible payment options

Olivia F
Event Planner

When we faced an unexpected financial requirement, TRK Finance’s long-term finance option helped us spread repayments and keep operations running smoothly

Victoria P
Creative Agency Founder

I’ve already recommended TRK Finance to a few of my colleagues. Their expertise, professionalism, and efficiency are unparalleled in the industry

Mark P
Logistics Manager

I needed quick financing, and TRK Finance delivered with professionalism and efficiency. A trusted partner for all financial needs!"

    Phone Number

    07853 052 694

    Ready to Start ?

    Take the first step toward achieving your financial goals. Contact us directly to begin your application.

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