Our Process
Simplifying Finance, Step by Step
At TRK Finance, we make accessing funds effortless with a streamlined and transparent process tailored for you. From short-term cash flow solutions to long-term business Finance, we’ve got you covered.
How It Works
Initial Consultation
Discuss your financial goals with our experts and receive personalized recommendations tailored to your needs.
Submit Your Application
Complete the necessary paperwork quickly and securely, guided by our team every step of the way.
Risk Assessment and Approval
We evaluate your application promptly, ensuring a fair and transparent decision-making process.
Agreement and Signing
Review and sign a clear, customized agreement. Choose digital or in-person options for your convenience.
Funds Disbursement
Once formalities are completed, your funds are transferred swiftly to your account.
How to access funds
- Submit enquiry via your Relationship Manager or direct to info@trkfinance.uk.
- Decision in Principle – we will issue a Decision in Principle which will include the information we require to underwrite the loan.
- Application Submission – we will underwrite the loan and confirm the terms.
- Formal Offer
- Valuation & Legal Teams instructed
- Completion
Standard underwriting documents
- 3 Months personal bank statements
- 3 Months business bank statements (if applicable)
- Evidence of income (if loan is being serviced)
- Application form
- Statement of assets, liabilities, income & expenditure (SALIE)
- Property portfolio schedule
- Proof of residency
- Proof of ID
26 years of working experience

Why TRK Finance?
Why Choose Us?
Choosing the right finance partner makes all the difference. At TRK Finance, we prioritize efficiency, transparency, and trust to help you achieve your financial goals. Here’s why thousands of customers choose us every day:
- 99.9% Approval Success Rate: Your chances of securing funding are almost guaranteed.
- Flexible Terms: Tailored repayment options designed to fit your needs.
- Quick Fund Release: Fast disbursement so you can focus on what matters.
- Trusted by Thousands: A proven track record of delivering reliable financial solutions.
- Expert Advisors: Dedicated professionals guiding you through every step.
Real Businesses, Real Results
Customers Testimonials

TRK Finance transformed my perception of secured lending. The digitized process was quick and straightforward, and their team made sure I felt supported every step of the way. Highly recommend!

I was in a time-sensitive situation, and TRK Finance came through with a solution that perfectly fit my needs. The funds were released faster than I expected, and the process was transparent throughout

Their short-term finance options helped us free up cash flow during a crucial growth phase. Thanks to their flexible repayment terms, we managed to stay on track without any stress

TRK Finance isn’t just a lender; they’re a partner. Their expert advisors guided me through the application process, and I felt like my business truly mattered to them.

The Finance calculator was super helpful, and the funding process was quick. TRK Finance exceeded all my expectations!"

We needed financing for a business acquisition, and TRK Finance offered a tailored solution with flexible repayment terms. Couldn’t have asked for better!

As a new business, cash flow was our biggest challenge. TRK Finance gave us a much-needed boost with terms that were easy to manage
“We do not offer regulated mortgages and state that we are not a member of an alternative disputes resolution scheme”
Ready to Start ?
Take the first step toward achieving your financial goals. Contact us directly to begin your application.