Quick Business Loans for Assets
Funding That Arrives Just in Time
Pre-approved offers for SMEs, startups, and franchises. Fast,
reliable funding for your business growth.
Loan Approval Dashboard
Approved
£250,000
Approved Ammount
Hospitality
Business
48 hours
Approval Time
Get Asset Finance to Grow Your Business Without Tying Up Cash
Need to purchase equipment, vehicles, or machinery but want to preserve working capital? Our asset finance solutions provide flexible funding from £10k to £1m+, with fast approvals in 24-48 hours and competitive rates. Whether you’re upgrading commercial vehicles, investing in manufacturing equipment, or acquiring new technology, we offer hire purchase, leasing, and refinancing options tailored to your cash flow. At the same time, the asset itself secures the funding.
The process is simple: apply online in minutes, get a same-day decision, and take delivery of your assets quickly. Perfect for UK businesses across all sectors, our solutions help you spread costs tax-efficiently while keeping cash reserves intact. Bad credit or startup? We can still help. Get a no-obligation quote today and equip your business for growth without the heavy upfront costs.
£10M+
Funded to Date
24hrs
Quick Decisions
Why Choose Our Loans?
Fast, flexible funding solutions designed for modern businesses
Loan Amounts
Flexible funding options to match your business needs
24-Hour Approval
Get your loan decision within one business day
No Hidden Fees
Transparent pricing with absolutely no surprise charges
Unsecured Business
No collateral required for qualified businesses
Low Interest Funding
Competitive interest rates starting from 4.9% APR
Same Day Funding
Funds transferred quickly within hours of approval
Calculate Your Loan
*This is for indicative purpose only.
Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer.
Eligibility Requirements
We have flexible criteria to help more businesses access funding
We Accept ✅
-
Startups (6+ months trading)
New businesses with proven revenue
-
SMEs & Medium Enterprises
Established businesses of all sizes
-
Bad Credit History
We consider all credit backgrounds
-
Franchises
Franchise businesses welcome
-
Limited Companies
UK registered companies
-
Sole Traders
Individual business owners
We Don't Accept ❌
-
Active Bankruptcies
Currently bankrupt individuals
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No Trading History
Businesses with no revenue
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Gambling/Adult Industry
Restricted business sectors
-
Money Lending
Financial services sector
Trusted by Leading UK Businesses
3 Simple Steps to Apply
Get your business loan in just a few easy steps
Quick Application
Fill out our 5-minute online form
Instant Assessment
Get a decision within 24 hours
Funds Transfer
Money in your account next day
Minimum Requirements
£4,000
Minimum Monthly Turnover
6 months
Minimum Trading History
UK Based
Business Location
Funding For All Business Purposes
A Cubefunder unsecured business loan can be used for any business purpose. Here is a list of the common purposes that we provide a business loan for. This is not an exhaustive list, we will consider any valid business purpose including plugging a cash flow gap ahead of a rent or VAT quarter.
- No personal guarantees required
- Quick approval within 24 hours
- Flexible repayment terms
Working Capital
HMRC Payments
Unexpected Bills
Rent/Rates
Wages/Salaries
Stock
Expansion
Cashflow
Buffer Refurbishment
Sectors We Lend To
business below, don’t let that stop you from applying.
Retail
Shops, boutiques, and online stores
Transport & Logistics
Delivery services and freight companies
Restaurants & Cafes
Food service and hospitality businesses
Construction
Building and renovation contractors
Technology
Software development and IT services
Healthcare
Medical practices and wellness centers
Education
Training centers and educational services
Automotive
Car dealerships and repair shops
Beauty & Wellness
Salons, spas, and beauty services
Professional Services
Consulting and business services
Don’t see your sector?
Trusted by Thousands
Join thousands of successful businesses who trust us with their funding needs
£10M+
Total Disbursed
92%
Approval Rate
4.8/5
Customer Rating
24hrs
Avg. Approval Time
What Our Customers Say
TRK Finance transformed my perception of secured lending. The digitized process was quick and straightforward, and their team made sure I felt supported every step of the way. Highly recommend!
I was in a time-sensitive situation, and TRK Finance came through with a solution that perfectly fit my needs. The funds were released faster than I expected, and the process was transparent throughout
Their short-term finance options helped us free up cash flow during a crucial growth phase. Thanks to their flexible repayment terms, we managed to stay on track without any stress
TRK Finance isn’t just a lender; they’re a partner. Their expert advisors guided me through the application process, and I felt like my business truly mattered to them.
The Finance calculator was super helpful, and the funding process was quick. TRK Finance exceeded all my expectations!"
We needed financing for a business acquisition, and TRK Finance offered a tailored solution with flexible repayment terms. Couldn’t have asked for better!
As a new business, cash flow was our biggest challenge. TRK Finance gave us a much-needed boost with terms that were easy to manage
Your Security is Our Priority
256-bit SSL
Bank-level encryption
Data Protected
GDPR compliant
99.9% Uptime
Always available
How It Works
Get your business loan in three simple steps – it’s faster than you think
Apply Online in 5 Minutes
Complete our simple application form with basic business information. No paperwork required.
- Basic business info
- Financial overview
- Loan requirements
Application Form
Processing Status
- Application received
- Under review
- Approval pending
Get a Decision in 24 Hours
Our advanced system reviews your application instantly. Human experts verify and approve.
- Instant assessment
- Credit check
- Expert review
Funds in Your Account Next Day
Once approved, funds are transferred directly to your business account within 24 hours.
- Direct bank transfer
- Same day processing
- Immediate access
Funds Transfer
£250,000
Transferred to your account
Our Process Guarantee
Fast Processing
Applications processed within 24 hours\
Secure & Private
Your data is encrypted and never shared with
third parties
No Hidden Fees
Transparent pricing with no surprise charges
Frequently Asked Questions
Get answers to common questions about our loan process
Asset Finance is a funding solution that helps businesses acquire essential assets—such as machinery, vehicles, or equipment—without paying the full cost upfront. Instead, you can spread the cost over fixed monthly payments, making it easier to manage cash flow while still using the asset immediately. At TRK Finance, we offer flexible Asset Finance options tailored to your business needs.
You can finance a wide range of business assets, including company vehicles, construction machinery, IT equipment, manufacturing tools, and even office furniture. Whether you need a new fleet of vans or specialized medical equipment, TRK Finance can help arrange the right funding solution for your requirements.
Asset Finance works by allowing you to either lease, hire purchase, or take out a loan against the asset. With leasing, you pay regular instalments to use the asset, while hire purchase lets you own it after the final payment. TRK Finance will guide you through the best option based on your business goals and financial situation.
Asset Finance helps businesses conserve working capital, access the latest equipment, and benefit from tax advantages (such as claiming VAT or capital allowances). It also provides predictable monthly payments, making budgeting easier. TRK Finance ensures competitive rates and flexible terms to suit your business.
Yes! Some lenders provide finance for second-hand assets or refinancing options for equipment you already own. TRK Finance can help structure a deal that maximizes value for your business.
Still Have Questions?
Our expert advisors are here to help you understand your options
Call Us
02030 022 130
info@trkfinance.uk
Compliance
We recognize our responsibility to safeguard your privacy and protect your personal data. Our Privacy Policy outlines the types of personal information we collect, how we use and store it, and the circumstances under which it may be shared with third parties. Due to the nature of our deal sizes and borrower profiles, we operate independently of FCA regulations, allowing us to assess each application with complete flexibility. However, our team includes FCA-accredited professionals who ensure that all our practices adhere to the highest industry standards.
- Industry Standards Compliant
Ready to Grow Your Business ?
Join thousands of successful businesses who chose us for
their funding needs
Limited-Time Low Rates!
Best Rate in Market
Get Help From Our Experts
Call Now
02030 022 130
Free consultation available
Office Hours
Mon-Fri: 8AM-8PM
Weekend support available
Fast Fast Approval
Decision in 24 hours guaranteed
Secure Process
Bank-level security & encryption
No Hidden Fees
Transparent pricing always
Trusted by over 5,000 UK businesses