TRK Finance offers loans between £5,000 and £250,000. The minimum loan term is 3 months, and the maximum for new applicants is 60 months. Additional funding may be available depending on your current position with us.

TRK Finance does not lend to pre-revenue start-ups. To be eligible, your business must provide at least 3 months of business bank statements showing revenue.

TRK Finance provides financing only to companies registered in England and Wales.

Yes. TRK Finance considers more than just your credit score and assesses your ability to afford repayments. We lend responsibly and require evidence that your business can meet its repayment obligations. We also recommend seeking professional advice before borrowing.

You can repay your TRK Finance loan early at any time without incurring any additional fees.

We will need the following information:

• full name of the business;
• details of all guarantors (including full name, home address and date of birth) and permission to perform personal searches;
• the amount required;
• the term of the borrowing;
• the reason funds are required;
• details of the security property (including the full address, its approximate value and details of any existing charges).

Finance brokers can contact us:.
Please call 02030 022 130 for more information or email info@trkfinance.uk

Firstly we will need to receive a request from you

If we are able to issue an acceptance, we will send our Property and Borrower questionnaire for the client to complete.  On receipt of this completed questionnaire we will contact the client to collect the legal fees and, if applicable, valuation fees.

Once we have received the fees, we will instruct our solicitors, book the valuation and raise loan paperwork for signature. 

Whilst we make every effort to complete the process as quickly as possible and in line with the client's requirements, we are unable to give a specific timescale due to some aspects of the facility being reliant on external parties but once all conditions have been satisfied and we have completed our final checks, the pay-out process can take up to 24 hours.