Flexible Business Loan in UK

A business loan is a type of financing provided by banks, lenders, or financial institutions to help businesses cover expenses such as expansion, equipment purchases, cash flow management, or other operational costs. The loan is repaid over a fixed term with interest, and the amount you can borrow depends on factors like your business’s creditworthiness, turnover, and repayment ability.

Repayment terms typically range from 1 to 10 years, with some lenders offering up to 25 years for large secured loans. Shorter terms mean higher monthly payments but less interest overall, while longer terms reduce monthly costs but increase total repayment.

The loan amount depends on your business’s financial health, credit history, and repayment capacity. At TRK Finance UK, you can typically borrow between £5,000 and £500,000 (or more for secured loans). We assess each application individually to determine the best loan amount for your business.

We provide a range of business loans, including secured loans (backed by collateral), unsecured loans (no collateral required), short-term loans, merchant cash advances, and commercial mortgages. Our team can help you choose the best option based on your business needs and financial situation.

Interest rates vary based on loan type, amount, term, and creditworthiness. Unsecured business loans typically range from 5% to 30% APR, while secured loans may have lower rates starting from 3.5% APR. We provide personalised quotes with no obligation.