At TRK Finance, we provide specialist secured loan solutions, empowering you to unlock the value of your property while maintaining financial flexibility. By leveraging your property as collateral, you can access highly competitive financing, tailored to your needs through a transparent and structured lending process. Your available equity—the difference between your property’s market value and any outstanding secured loans—directly influences the loan amount you can obtain. The greater the equity, the higher your borrowing potential.

To secure the loan, a legal charge is placed on the property, ensuring protection and clarity for all parties involved. With TRK Finance, you can confidently access the funds you need, backed by a trusted lender committed to helping you achieve your financial goals.

This type of loan is often utilized for debt consolidation, short-term funding needs, and by businesses with limited or no trading history, as well as those with poor credit. We accept applications from limited companies and are open to supporting both startups and well-established businesses, including those facing credit challenges.

At TRK Finance, we provide commercial loans to businesses of all types for a wide range of commercial purposes. Our loan facilities must be secured against UK property, and we accept residential, commercial, mixed-use, and buy-to-let properties as collateral. Land may also be considered, provided it is attached to a property. We offer loans of £25,000 to £2,000,000, lending up to 70% of the available equity. Depending on the equity, we consider 1st, 2nd, 3rd, and even 4th charges. Repayment terms range from 3 months to 10 years, with options for fixed repayments or flexible arrangements such as seasonal payments, deferred payments, and interest-only plans to align with our clients’ business strategies.