Best Rated Loan Agency in UK
Get Business Funding in 24 Hours - Apply in Minutes
Join thousands of successful businesses who’ve unlocked their potential with our fast, flexible funding solutions.
- £5,000 - £250,000 available
- Decision in 60 seconds
- Funds in your account within 24 hours
✓ No impact on credit score to check eligibility
Flexible Business Funding Solutions UK
Looking for fast, flexible funding to grow your business? TRK Finance is the UK’s top-rated loan provider. We specialise in competitive business loans with quick approvals and transparent terms. Whether you need working capital, equipment financing, or expansion funds, our tailored solutions offer loan amounts from £10k to £250k+, with decisions in as little as 24 hours. Bad credit? No problem – we focus on your business potential, not just credit scores.
Complete our 2-minute online form and get a same-day decision. With low interest rates, no hidden fees, and personalised support, we make business financing stress-free. Trusted by thousands of UK SMEs, we are committed to helping you succeed. Get your instant quote today – no obligation, just smart funding solutions.
£10M+
Funded to Date
24hrs
Quick Decisions
What We’re Offering
Our Finance Services
Flexible 3–18 month terms to boost cash flow with interest-only or full repayment options.
5–10 year Finance for startups, acquisitions, or debt consolidation with flexible repayment plans.
Tax-efficient equipment leasing, sale-leaseback, and advance payouts to ease capital strain.
Why Choose Our Loans?
Fast, flexible funding solutions designed for modern businesses
Loan Amounts
Flexible funding options to match your business needs
24-Hour Approval
Get your loan decision within one business day
No Hidden Fees
Transparent pricing with absolutely no surprise charges
Unsecured Business
No collateral required for qualified businesses
Low Interest Funding
Competitive interest rates starting from 4.9% APR
Same Day Funding
Funds transferred quickly within hours of approval
Calculate Your Loan
*This is for indicative purpose only.
Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer.
Trusted by Leading UK Businesses
3 Simple Steps to Apply
Get your business loan in just a few easy steps
Quick Application
Fill out our 5-minute online form
Instant Assessment
Get a decision within 24 hours
Funds Transfer
Money in your account next day
Minimum Requirements
£4,000
Minimum Monthly Turnover
6 months
Minimum Trading History
UK Based
Business Location
Trusted by Thousands
Join thousands of successful businesses who trust us with their funding needs
£10M+
Total Disbursed
92%
Approval Rate
4.8/5
Customer Rating
24hrs
Avg. Approval Time
Sectors We Lend To
business below, don’t let that stop you from applying.
Retail
Shops, boutiques, and online stores
Transport & Logistics
Delivery services and freight companies
Restaurants & Cafes
Food service and hospitality businesses
Construction
Building and renovation contractors
Technology
Software development and IT services
Healthcare
Medical practices and wellness centers
Education
Training centers and educational services
Automotive
Car dealerships and repair shops
Beauty & Wellness
Salons, spas, and beauty services
Professional Services
Consulting and business services
Don’t see your sector?
Your Security is Our Priority
256-bit SSL
Bank-level encryption
Data Protected
GDPR compliant
99.9% Uptime
Always available
Frequently Asked Questions
Get answers to common questions about our loan process
The amount you can borrow depends on your financial situation, credit score, and the type of loan. TRK Finance offers loans between £5,000 and £250,000. The minimum loan term is 3 months, and the maximum for new applicants is 60 months. Additional funding may be available depending on your current position with us.
Yes. TRK Finance considers more than just your credit score and assesses your ability to afford repayments. We lend responsibly and require evidence that your business can meet its repayment obligations. We also recommend seeking professional advice before borrowing.
You’ll typically need proof of identity (passport or driving licence), proof of address (utility bill or bank statement), income proof (payslips or bank statements), and details of your financial commitments. Contact us for more information!
Yes, many lenders allow early repayment, but some may charge an early settlement fee. Check your loan agreement for details, as regulations in the UK require lenders to disclose any prepayment penalties.
Eligibility depends on factors like your credit score, income, employment status, and debt-to-income ratio. Our online eligibility checker can give you an indication without affecting your credit score.
Real Businesses, Real Results
Customers Testimonials
TRK Finance transformed my perception of secured lending. The digitized process was quick and straightforward, and their team made sure I felt supported every step of the way. Highly recommend!
I was in a time-sensitive situation, and TRK Finance came through with a solution that perfectly fit my needs. The funds were released faster than I expected, and the process was transparent throughout
Their short-term finance options helped us free up cash flow during a crucial growth phase. Thanks to their flexible repayment terms, we managed to stay on track without any stress
TRK Finance isn’t just a lender; they’re a partner. Their expert advisors guided me through the application process, and I felt like my business truly mattered to them.
The Finance calculator was super helpful, and the funding process was quick. TRK Finance exceeded all my expectations!"
We needed financing for a business acquisition, and TRK Finance offered a tailored solution with flexible repayment terms. Couldn’t have asked for better!
As a new business, cash flow was our biggest challenge. TRK Finance gave us a much-needed boost with terms that were easy to manage
“We do not offer regulated mortgages and state that we are not a member of an alternative disputes resolution scheme”